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4-8 Now if a man works his wages are not counted as a gift but as a fair reward. But if a man, irrespective of his work, has faith as righteousness, then that man’s faith is counted as righteousness, and that is the gift of God. This is the happy state of the man whom God accounts righteous, apart from his achievements, as David expresses it: ‘Blessed are those whose lawless deeds are forgiven, and whose sins are covered; blessed is the man to whom the Lord shall not impute sin’.

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